In a medium-sized saucepan, pour in the water and milk. Set the saucepan over medium heat and warm the mixture until it reaches a gentle simmer—be careful not to let it boil to maintain a creamy texture.
Once warm, add the semi-sweet chocolate chips and the unsweetened cocoa powder into the saucepan. Use a whisk to continuously stir until the chocolate chips are fully melted and the mixture is velvety smooth.
Next, incorporate the ground ginger, ground cinnamon, ground nutmeg, and brown sugar into the chocolate mixture. Stir well until all the spices are evenly distributed and the brown sugar has completely dissolved, creating a rich blend of flavors.
Remove the saucepan from heat and stir in the pure vanilla extract, ensuring it combines thoroughly for a hint of aromatic sweetness.
Carefully ladle the gingerbread hot chocolate into your favorite mugs, filling them generously.
Top each mug with a cloud of whipped cream, then finish with a sprinkle of crushed gingerbread cookies for a delightful crunch and festive flair.
Notes
Serve in festive mugs and consider adding a cinnamon stick or a slice of gingerbread for an elegant touch.